Urban Trust Bank is a well-known bank offering a variety of credit cards to its customers. With their wide range of credit cards, customers can easily find a card that best suits their needs. Whether you’re looking for a low-interest rate, rewards points, or cashback, Urban Trust Bank offers something for everyone. In this guide, we’ll take a look at some of the best Urban Trust Bank credit cards available, as well as the benefits and drawbacks of each card.
The Best Urban Trust Bank Credit Cards
Urban Trust Bank offers a variety of credit cards, ranging from basic, no-fee cards to premium cards with rewards and other benefits. Here’s a look at some of the top Urban Trust Bank credit cards:
Urban Trust Bank Credit Card
The Urban Trust Bank Credit Card is a no-fee card that offers a low introductory APR and no annual fee. It also features a rewards program, offering 1 point for every dollar spent. Points can be redeemed for cash back, gift cards, or travel rewards. Additionally, the card offers a 0% introductory APR for 12 months on all purchases.
Urban Trust Bank Cash Rewards Card
The Cash Rewards Card from Urban Trust Bank is a great option for those looking to earn cash back on their purchases. The card offers 1% cash back on all purchases and an additional 5% cash back on gas and grocery purchases. The card also features a 0% introductory APR for the first 12 months on all purchases.
Urban Trust Bank Platinum Card
The Urban Trust Bank Platinum Card is a great option for those looking for a premium card with a variety of benefits. The card features a 0% introductory APR for 12 months on all purchases, as well as a rewards program offering 2 points for every dollar spent. Points can be redeemed for cash back, gift cards, or travel rewards. Additionally, the card offers a variety of travel benefits, such as free rental car insurance and travel accident insurance.
The Pros and Cons of Urban Trust Bank Credit Cards
Urban Trust Bank credit cards offer a variety of benefits, but there are also some drawbacks to consider. Here’s a look at some of the pros and cons of Urban Trust Bank credit cards:
Pros
- Low introductory APRs
- Rewards programs
- No annual fee
- Cash back and travel rewards
- Travel benefits
Cons
- High APR after introductory period
- High annual fees for premium cards
- Rewards programs may have restrictions
Conclusion
Urban Trust Bank offers a variety of credit cards, each with its own set of benefits and drawbacks. Whether you’re looking for a basic, no-fee card or a premium card with rewards and travel benefits, Urban Trust Bank has something for everyone. It’s important to consider all of the pros and cons before deciding which card is right for you.
